Last Updated on
If you are looking to make passive income from bitcoin and cryptocurrency then you can securely lend your coins to others on 3-10% APR which means the annual percentage rate. Listed below websites and portals let anyone get a loan from cryptocurrencies instead of selling them or just allow people to lend bitcoins to others for steady profits.
All portals, websites and Crypto Lending Sites were verified by us for deposits and withdrawals and the list is legit and working.
Most of the bitcoin loans and lending need full KYC verification aka Know Your Customer which means you will have to upload documents for verification. Yet we do have a few anonymous ethereum loans that need to ID, passport or driver’s license.
Cryptocurrency Loan Portals and Wallets for Loans and Lending
This Bitcoin and stable coin lending sites allow you to keep crypto and tokens on them so you earn steady money from holding coins there. If you want to take a loan for your cryptocurrency instead of selling them – this are the sites. They will take ie bitcoin collateral and give you USD, Ethereum or another money type you need. The moment you pay back the crypto loan you get your cryptocurrency back. Perfect to use as advanced payday loans for Bitcoin HODLers.
|Website and Wallet||Description||Crypto Lending APR||Crypto Borrowing APR|
|BlockFi||Made by Gemini Exchange and Winknelvoss brothers which make it pretty secure. Right now for letting people borrow crypto you will get 10USD of BTC free.||Bitcoin 6.2%, Ethereum 3.3%, GUSD 8.6%||BTC, ETH, Litecoin|
|Celsius Network||Successful ICO with own token called CEL that lets you get extra % on crypto loans and lending. With coupon that you enter on registration you will get 20 USD of bitcoin free - 1264701e39||ETH 3%, Bitcoin Cash 3,75%, Bitcoin Gold 8%, TrueUSD 9,25%, USDT ERC20 9,25% and other tokens.||Litecoin 5,85%, CEL Token 3% + 25%, Zcash 5,40%, DASH 7,80%, USD Coin 12,05% ORBS 9,10% and more coins.|
|Nexo||Huge lending portal that uses both stablecoins and tokens. If you buy and hold their NEXO token you will get parts of their income as fees in ETH, BTC and NEXO.||Deposit BNB, BTC, ETH, XLM, XRP and more for instant credit line for loans.||Deposit BNB, BTC, ETH, XLM, XRP and more for instant credit line for loans.|
Bitcoin and Ethereum Exchanges to Lend Crypto
Some of legit and top BTC, ETH exchanges allow loaning of your coins to other traders who play on margin or leverage. This way just by holding coins in lending spot on such a portal that lets people trade cryptocurrency you will be getting bids and offers from bitcoin daytraders and make passive money from your crypto with no risk. This is how to lend bitcoin online or take ethereum loan for collateral.
|Exchange||Description||Cryptocurrency Lending APR||Crypto Borrowing APR|
|Coinex||No KYC exchange that lets you lend and borrow USDT to trade.||The biggest APR on lending USDT - 10.33% just deposit and move to lending.||Currently you can borrow BTC, LTC, ETH for margin trading at low APR.|
|Binance||top1 volume crypto exchange in the world which sometimes opens lending options for various tokens and currencies||You can do lending of Monero, Binance Coin, Tether, DASH, Ripple, Chainlink, USDC, Litecoin, ADA and others. The APR changes but many have 13%+ APR loan price.||Currently you cannot borrow and loan many cryptocurrency types on Binance not only for maring but for normal bitcoin loans too.|
|Bibox||One of top volume bitcoin exchanges where you can borrow or lend crypto for margin traders.||If you want to do lending on bibox Tether, Litecoin, EOS, Ethereum Classic, Ethereum, Bitcoin Cash, Bitcoin are at daily rate 0,06%,||To borrow you take 0.01% BTC daily rate, 0,025% daily rate on USDT, and 0,01% on ETH, LTC, EOS, ETC, BCH, BTC|
|Bitfinex||One of the oldest bitcoin exchanges and price movers, the creator of USDT Tether.||Giving loans in Ethereum 1,85%, Bitcoin 1%, 0x 26%, Litecoin 1,52%, Zcash 3,87%||Rates change all the time but you can borrow USD, USDT, ZEC, ZRX, LTC, BTC, BCH, ETH, ETC and many others.|
Decentralized Ethereum Contract Lending and taking Loans in Crypto
While almost all cryptocurrency loans and even investment into lending needs full ID verification with documents and other KYC needed procedures there are few places where you get a crypto loan in fully decentralized way with no passport, photography or anything else needed. Here is a list of few checked anonymous loaning sites.